If your mortgage is coming up for renewal soon, you are probably thinking of ways to pay it down faster and save on interest. This is where I (http://mortgage.rbc.com/mike.keegan ) can help! Let me show you how to have a higher level of control and flexibility through our unique double up and skip a payment options. Now you can customize your mortgage payments to suit your cash flow.
If you transfer your mortgage to RBC Royal Bank, we can guarantee your fixed interest rate for up to 120 days-even if rates go up during that period. If rates go down between the date your mortgage transfer is approved and the date it takes place, you’ll be guaranteed the lowest posted rate in effect. To transfer your mortgage, you don’t even have to notify your current financial institution-I will look after that, too. Plus, for as long as you hold a RBC mortgage, you’ll never pay an administrative charge for renewals!
If you are thinking of switching your mortgage prior to our renewal and you want to take advantage of the all time low fixed rates on now, I can help with that too. RBC will cover your discharge fee (up to 300), appraisal fee’s if necessary and lawyers fees. In the past 3 months, I have helped well over 20 homeowners save on interest and monthly payments switching their mortgage to RBC, even while paying a penalty for breaking their current mortgage early!
70% of people switching their mortgage to RBC have a minimum 20% equity in their home. If you are one of these people, we can also free up a Secured Line of Credit at prime plus .50% to help pay off high interest debt. Some have used this line of credit for vacation home purchases (mostly in the states,
To summarize, if your mortgage is due, or your fixed interest rate is currently over 4.75%, now is the time to review your options. Call me today to discuss a mortgage that’s right for you.
Mike Keegan | Mobile Mortgage Specialist | Royal Bank of Canada | T. 705-725-7829 | C. 705.627.8139 | F. 705-725-7842 | Advice You Can Bank On!